Risk Disclosure

The price of gold can fall as well as rise, sometimes sharply and over short periods. The value of your holdings will move with the market price of gold, and you may receive back less than you paid in.

Past performance is not a reliable indicator of future performance.

Gold is quoted in US dollars. If your account or local currency is not the US dollar, the value of your holdings in your local currency will also be affected by exchange-rate movements.

While the gold market is generally deep and liquid, there may be periods — for example, during severe market stress — when execution is delayed, spreads widen, or withdrawals take longer to settle.

Your gold is held in licensed, insured vaults operated by reputable custodians. While we apply strict due diligence and our holdings are independently audited, the failure, fraud or insolvency of a custodian could affect access to or recovery of your gold.

USGCX Gold Notes are Fixed Rate Loan Notes. By subscribing to a Gold Note, you are lending capital to USGCX in exchange for fixed monthly interest. You are not buying gold and you do not hold gold in your name for the term of the note.

Gold Notes are not deposits. They are not covered by any government deposit-protection or compensation scheme.

Recourse under a Gold Note is limited to the assets of USGCX. If USGCX is unable to meet its obligations, you may lose some or all of the capital and interest due to you.

Gold Notes are available exclusively to High Net Worth Individuals and Qualified Sophisticated Persons. By subscribing, you confirm you meet those criteria and that you understand the nature and risk of the investment.

The legal, regulatory and tax treatment of gold ownership and Gold Notes varies by jurisdiction and may change. You are responsible for understanding and meeting any tax obligations arising from your USGCX activity.

Like any digital platform, USGCX is exposed to operational, technology and cyber-security risks. We invest heavily in security and resilience, but no system can be guaranteed to be free of incident.

Nothing on the USGCX website or in our communications constitutes financial, legal or tax advice. You should seek independent advice in your jurisdiction before committing any funds.