Terms of Use

USGCX is a digital gold trading platform operated by USGCX Group. We facilitate the purchase, custody and sale of physical gold on behalf of our users.

References to 'USGCX', 'we', 'us' and 'our' mean USGCX Group and its affiliates. References to 'you' and 'your' mean the account holder.

To open a USGCX account, you must be at least 18 years of age, legally capable of entering into a binding contract, and resident in a jurisdiction where USGCX services are lawfully available.

Kids accounts may be opened by a parent or legal guardian on behalf of a minor. The parent or guardian remains the legal account holder until the minor reaches the age of majority.

Gold Notes are available exclusively to High Net Worth Individuals and Qualified Sophisticated Persons as defined under applicable law.

You agree to provide accurate, current and complete information during the registration process and to keep that information up to date.

You are responsible for safeguarding your login credentials and for all activity that occurs under your account. Notify us immediately of any unauthorised access.

When you instruct USGCX to buy gold on your behalf, we execute the purchase at the prevailing market price plus our published spread, and allocate the metal to your account in licensed, insured vaults.

Gold held in a USGCX Gold Account is allocated and identified by serial number where applicable. It is your property and is not pooled with or lent to other parties.

Sale instructions are executed at the prevailing market price less our published spread. Settlement is made to your nominated bank account in your local currency.

Current fees, spreads and storage charges are published on our website and in the app. We may amend our fee schedule from time to time on prior notice.

The value of gold can fall as well as rise. Past performance is not indicative of future results.

Please review our Risk Disclosure for a full description of the risks associated with using USGCX, including market, operational, custody and regulatory risks.

You may close your account at any time by selling your gold and withdrawing the proceeds. We may suspend or close your account if we reasonably believe you have breached these terms or applicable law.

These terms are governed by the laws of England and Wales. Any dispute will be subject to the exclusive jurisdiction of the English courts, save where mandatory local law provides otherwise.

Questions about these terms can be sent to legal@usgcx.com.